Mortgage

Open the Door with a

PrimeTrust Advantage Mortgage! 

For over 80 years, our specialty has been helping first-time and seasoned home buyers get into the home of their dreams. 
The next chapter in your story begins now - and we're here for you!
 
 
Looking for Muncie's best rates?  With our Advantage Loan you've found them.  Financing your dream home is easy with PrimeTrust!  In fact, you can do it all online.  PrimeTrust offers you a great rate every time.  With a pre-approval, you can negotiate with confidence.  In addition to low rates, you can save money on your monthly payments since PrimeTrust has no early payoff penalties or hidden costs.

*Requires 20% down and a mortgage amount equaling less than $175,000
 
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Explore Our Variety of Mortgage Options!



 

 

Budget Friendly Solutions

Our entire purpose is to serve you, and help you realize your financial dreams. Discover how our tailored-to-you loan products, competitive rates, and minimal closing costs can be the solution you seek.
Variety Loans That Fit You
PrimeTrust and Members First Mortgage, LLC (MFM) have teamed up to provide affordable mortgage solutions and excellent service to our members.
  • Wide range of loan offerings
  • Affordable down payment options
  • Competitive rates & closing costs
  • Expedited closings
  • Easy online application



Homebuying Guide

Be informed! Review best practices for finding, buying, and financing your new home – with a payment you can afford.




Mortgage Calculator

Estimate how much you can afford
 



       


Veterans Association Loan
Loans with fewer credit requirements and low to no down-payment options*.
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USDA/Rural Development Loan
USDA/RD loans can help make eligible locations more affordable.
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Fixed rate
mortgage
Fixed-rate loans lock in your  rate and term for the life of the loan.
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First-time mortgage options
Special features and benefits exclusively for first-time buyers.
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Home equity line of credit (Heloc)
Unlock the equity in your home...and use it!
Learn MOre
Federal housing administration
Multiple loan options that help with restricted incomes or lower credit scores.
Learn more
Home equity
loan
Fixed-rate loans lock in your  rate and term for the life of the loan.
LEARN MORE
Construction
mortgage
Build the house of your dreams with a construction mortgage
Learn MOre
Adjustable rate
Mortgage
Adjustable-rate mortgages can deliver lower monthly payments.
LEARN MORE



Jumbo loan
mortgage
Jumbo loans allow you to borrow bigger.
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**This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Member First Mortgage, LLC (MFM) is a partner of PrimeTrust Financial Federal Credit Union. For MFM’s licensing and state disclosure information, please visit the Member First Mortgage, LLC licensing website. Jim Rogers, NMLS #235651, is authorized to act as agent of PrimeTrust Financial Federal Credit Union (3700 West Bethel Avenue, Muncie, IN 47304 | (765) 281-4208 | NMLS ID: 462171) and is authorized to represent Member First Mortgage, LLC, a licensed Mortgage Lender/Servicer (Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | (616) 538-1818 | NMLS ID: 149532). For licensing information, please visit www.nmlsconsumeraccess.org | Equal Housing Opportunity.