Fee Schedule

Understanding our fees will help you stay on top of your day-to-day finances.


Non-Sufficient Funds Fee (Share Drafts, ACH & Debit Card Transactions) $28.00 per item
Paid Non-Sufficient Funds Item Fee $28.00 per item
Stop Payment (Share Drafts, ACH & Cashier's Checks) $28.00 per item
Returned Deposit Item Fee $5.00 per item
E-ssential (Fee Waived with eStatements or Direct Deposit) $2.00 per month
Peace of Mind $5.95 per month
Peace of Mind Plus Monthly Minimum Balance Fee $7.95 per month
Reconcile Fee (After First 30 Minutes) $25.00 per hour
Research Account $25.00 per hour
Account History Printout Fee $1.00 per page
Christmas Club Early Withdraw Fee $5.00 per withdraw
Early Closure Fee (Within First 90 Days) $15.00
Minimum Balance Fee $20.00 per month
Dormant Account Fee (12 Months Inactivity) $15.00 per month
Check Copy Fee $1.00 per item
Statement Copy Fee $1.00 per page
Overdraft Transfer Fee $2.00 per transfer
Health Savings Account (HSA) Fee Waived with eStatements $2.00 per month
Paper statements (17 and younger no cost, 65 and older no cost $2.00 per statement

Effective Date: 02-01-24
Credit Union Owned ATM Transaction Fee (First 15 per Month Free) $2.00 per transaction
Non-Credit Union Owned ATM Transaction Fee (First Four per Month Free) $2.00 per transaction
Foreign Card Holders Using PTF ATMs $3.00 per transaction
Card Replacement Fee (Six to Nine Business Days) $6.00 per card
Debit Card Replacement Fee (Instant Issue or Next Day) Not Available for HSA $15.00 per card
ATM Card Replacement Fee (Instant Issue or Next Day) $10.00 per card
PIN Replacement Fee $3.00 per PIN

Effective Date: 02-01-24
10 x 10 Box $65.00 per year
5 x 10 Box $45.00 per year
3 x 10 Box $35.00 per year
5 x 5 Box $30.00 per year
3 x 5 Box $25.00 per year
Safe Deposit Box Key Replacement $20.00 per key
Safe Deposit Box Drilling Fee $165.00
Late Payment Fee (After 30 Days) $15.00 per month

Effective Date: 02-01-24
Outgoing International Wire $50.00 per wire
Outgoing Domestic Wire $20.00 per wire
Incoming Wire Transfer $10.00 per wire

Effective Date: 02-01-24
Travel Card Load Fee $9.95 per card
Reload Fee $3.00 per card

Effective Date: 02-01-24
Gift Card Load Fee $3.00 per card

Effective Date: 02-01-24
Relaodable Card Purchase Fee $4.95 per card
Reload Fee $3.00 per card

Effective Date: 02-01-24
Cashier’s Check Fee $3.00 per item
Money Order Fee ($1,000 Maximum) $3.00 per item
Counter Check Fee; Three Pages (Four Checks per Page) $5.00
      Each Additional Page (Four Checks per Page) $2.00 per page
Forwarded Mail Fee $5.00 per item
Bad Address Fee $5.00 per item
Loose Coin Counting Fee 5% of coin total
Check Cashing Fee (Single Service Account with Balance Less Than $100.00) $5.00
Non-Member On-Us Check Cashing Fee $5.00
Notary Fee (Member and Non-Member, free with Peace of Mind) $5.00
Car Fax (free with Peace of Mind) $15.00
ACH Rejection/Correction Fee
$5.00 per occurrence
ACH Return Loan Payment Fee $5.00
IRA Premature Withdraw Fee $5.00

Effective Date: 02-01-24


Contact the PrimeTrust team to learn more.

Phone: 765-289-2148
Email: info@primetrustcu.com
or 

Your Story Matters Here